LOANS


	Auto Loans
	With a Liberty Federal Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day.
	Home Equity Loans
	With a Liberty Federal Home Equity Line of Credit you’ll save money on our special low, locked-in interest rate that’s 100% tax-deductible (consult your tax advisor). You’ll enjoy the convenience of affordable monthly payments over a fixed time period and you can save even more by paying off higher interest obligations such as department store charges. Mortgage Loan ___________________________________________________ Select A Mortgage Loan To Fit Your Financial Situation Conventional Loans have a fixed rate and monthly payment for the entire life of the loan. It’s easy to budget for this type of loan because your payment will always be the same. The rate on a conventional mortgage loan is generally higher than an adjustable rate mortgage. Adjustable Rate Loans usually start with lower rates than conventional loans. We’ll let you know how much the rate can be adjusted over the life of the loan, so you’ll know from the beginning the absolute maximum amount you would ever have to pay. If you will be moving in a few years, or if you think interest rates will be going down, you’ll want to consider an adjustable rate since monthly payments may be lower. Is Refinancing Right For You? It is a good idea to periodically check mortgage interest rates. Ask one of our loan specialists concerning your mortgage needs to buy a home or refinance.